Why do you want to start a collection agency? I am looking at Oracle Standard edition license and understood this was per processor (and ignored how many cores (so need either 1 or 2 licenses depending on how many CPUs I go with). In insurance sales you have two types of agents, those who can fill out an order application and those that can actually solicit and sell life and health insurance products.
A licensed agent will write the contract. Join a “Captive.” These are insurance carriers that hire agents to represent them. With Standard Edition DB products each occupied processor socket requires licencing – hence you would require 2 processor licences. The conditions required for the licensing of a person or company to perform the task of forwarding services often defers from one part of the world to another.
You can use full database licenses for development OR optionally you can download absolutely free database software from Oracle Technology Network (OTN). It can only be licensed on servers, or server clusters, that have a maximum capacity of 4 processor sockets.
I have a query regarding Oracle Standard Edition 11.2v 64 bit on clustering. Call your local county office and ask for the office in charge of business licenses. License Metrics: Oracle database can be licensed using two metrics, Named User Plus or Processor with the exception of the Personal Edition which can only be licensed using the Named User Plus metric.
If you are not a registered Oracle reseller you can not resell Oracle licenses or buy licenses for a third party nor give them away as a present so to speak. Visit Real Estate Career Info for requirements for obtaining a real estate license in your state. Other exams may be required as you move along your broker career.